Front Office Services Activities


It’s defined as the section of the Society which provides basic and affordable banking services to meet members’ needs. It is an investment of the Society that is geared towards providing more services/products to members and managing competition from other Saccos/Banks.

  • Be able to access their loans faster since their accounts at the FOSA will be credited on the same day that their loans are approved by the committee.  NB: All members are advised to open FOSA accounts to avoid the inconvenience of loan disbursement delays.
  • Delays which previously were occasioned by EFT transactions will be a thing of the past.
  • All FOSA members will access their FOSA money through Co-op ATMs network from any part of Kenya at the normal rates. They can also access the same through Visa branded ATMs worldwide.NB: All members are advised to fill in the ATM application forms for processing of the Visa cards.

Must have channeled salary through FOSA for at least 3months or a signed MOU …

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Maximum repayment period is 10 years

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Loan given 4 times member deposits

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Maximum loan is Ksh.3,000,000 and minimum loan is kshs. 10,000

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After evaluation of the performance of WAUCASH…

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