- A member can access only one development loan at a time
- Repayment period shall not exceed 72 months.
- Interest rate chargeable shall be 12%.
- Maximum entitlement shall be 4 times of total deposits and Shares
- Security shall comprise the guarantors and collaterals.
- Ability to pay within 2/3rd of income.
- The shares shall entitle maximum limit but will not be used to secure the loan.