• To receive deposits and advance loans to our members
  • To promote economic and social development by availing affordable credit to our members
  • To continuously educate members on cooperative and economic development.

Our Core Values

  • We are customer focused
  • We value team work
  • We uphold integrity


“To empower customers through provision of innovative products and efficient services through swift resource mobilization”


A sustainable brighter future for our customers

About Waumini Sacco

Waumini Sacco is a Savings and Credit Co-operative Society registered in 1980 under the Co-operative Societies Act of the Laws of Kenya. The Sacco primarily mobilizes Savings and Deposits and extends Credit to its members thereby empowering them economically and socially.

Waumini Sacco has prospered through visionary leaders, dedicated staff, committed membership and economic environments over the course of our rich history. We have continued to grow in diverse membership and inclusive service delivery to individuals, corporate institutions and organized Catholic Church groups.

In March 2009, the Sacco responded to members banking needs by introducing the Front Office Service Activity (FOSA). To date the Sacco has four FOSA banking halls (Applewood Adams HQ, Westlands branch, Nakuru branch and Kisii branch) and two liaison office (Ongata Rongai – Nairobi and Likoni – Mombasa).

Today, Waumini Sacco is a leading progressive Sacco with membership of over 33,000 from Catholic institutions across the 26 Catholic Dioceses in Kenya, Catholic Church Faithfuls and past employees of Catholic institutions “Mzalendo”.

  • Membership
  • FOSA (Credit, savings & Account types)
  • BOSA (Credit & savings)
  • Banking services